What is a Carrier? Carrier[kar-ee-er]noun1.The Carrier is the insurance company that provides a specific Policy and is the company that a policyholder will pay Premiums to. The Carrier is ultimately responsible to pay out Claims. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Accidents Accidents happen to everyone. We’re here to help. Insurance Needs Assessment: Married With Children When you’re married and have children, insurance needs will be different. Protecting Those Who Matter Most The importance of life insurance, how it works, and how much coverage you need.